How much of your monthly income should go toward your monthly mortgage payment? This guide explains. When lenders look at your financial picture, they want to see your debt-to-income ratio, or DTI. This number tells them how much money you make compared to how much you pay in recurring monthly debt. (Your DTI is calculated [...]
If you’re like many people, you’re on the lookout for fun things to do to celebrate Fall in Midland – and fortunately, there are plenty of things to see and do. Check out these can’t-miss fall events in Midland to plan your fall! These are some of our fall favorites: Pumpkin patch at Fiddlesticks Farms [...]
If you’re like many people, you’ve seen duplexes for sale in Midland and the surrounding communities – but is buying one a good choice for you? This guide gives you the pros and cons of buying a duplex in Midland so you can make the right choice. Should You Buy a Duplex in Midland? For [...]
If you’re like many people, you’ve never gotten a mortgage loan before – but you’re in luck. This is the complete guide on how to get a mortgage for first-time homebuyers. First-Time Buyers: Your Complete Guide on How to Get a Mortgage Most people have to take out a mortgage loan in order to buy [...]
When you’re buying a home for sale in Midland, there’s a pretty good chance you’re going to need a mortgage lender – but if you’re like many people, you may only talk to one or two. That can be a huge mistake! You should talk to a minimum of three mortgage lenders before you make [...]
If you’re buying a home listed as a short sale in Midland, how long will the process take? This guide explains how long short sales take and why they’re called that – plus what you need to know before you dive in with both feet. How Long Does a Short Sale Take? First things first: [...]
When you buy a home for sale in Midland, you know that several factors come together to determine what a lender is willing to offer you. In fact, there are several reasons a lender will give you a specific interest rate. This guide explains. 3 Factors That Affect Your Mortgage Rate When You Buy a [...]
When you’re selling a home in Midland, TX, your REALTOR® will talk to you about all the things you need to do to be successful – but before you list, check out these three tips to prepare yourself. The 3 Keys to Selling Your Home in Midland Selling your home is a big deal, and [...]
The real estate market in Midland is thriving – and that may mean it’s the perfect time for you to sell your home. Here’s what you need to know if you’ve been on the fence about putting your house on the market. Why NOW is the Perfect Time to Sell Your Home in Midland Right [...]
When you’re searching for the perfect Midland home for sale, being preapproved for a mortgage loan can make a huge difference in whether a seller accepts your offer. Here’s what you need to know. Why Mortgage Preapproval Makes a Huge Difference in Your Offer First things first: Preapproval is different from prequalification. Mortgage prequalification is [...]
