Mortgage Points, Explained

By |2022-08-28T22:00:13-05:00September 19th, 2022|Buyers, Financing, Home Buying, Mortgages|

Mortgage points, also called interest points, are a way to get a lower interest rate on your mortgage. Points are paid to the lender in exchange for a lower rate. How much money you save depends on how many points you buy, and the current market interest rates. Buying points can be a good way [...]

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How Millennials’ Cautious Use Of Credit Affects Homeownership

By |2019-07-07T15:56:00-05:00May 9th, 2019|Buyers, Financing, Home Buying, Mortgages, Uncategorized|

Millennials are the largest generation of homebuyers at this time, but there is a trend that we are seeing in which Millennials are having a harder time getting a good mortgage than their older counterparts. While it's easy to assume that the reason must be due to wasteful credit spending, the truth is the opposite. [...]

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