Click Here To Save On Your Mortgage

There are two principal forms of title insurance:

1. The lender’s policy

2. The homeowner’s policy

What is a lender’s policy?
A lender’s policy protects the mortgage holder. If there is a fault in title that results in a loss, the mortgage holder will be paid back.

What is a homeowner’s policy?
A homeowner’s policy protects you, the purchaser, against a loss that may occur from a fault in your ownership or interest you have in the property. You should protect the equity in your new home with a title policy.

What does a homeowner’s policy provide?
Protection from financial loss due to demands that may be charged against the title to your home, up to the cost of the title policy. Payment of legal costs if the title insurer has to defend your title against a covered claim. Payment of successful claims against the title to your home covered by the policy, up to the cost of the policy.

What “hidden risks” are protected under a title policy?

  • False impersonation of the true owner of the property by the seller or other persons previously in title

  • Forged deeds, releases and other documents

  • Deeds by persons of unsound mind

  • Deeds by minors

  • Invalid documents completed by an expired attorney

  • Invalid deeds delivered after the death of the grantor

  • Deeds by supposedly single persons but actually married

  • Fraud

  • Claims for unpaid estate inheritance and gift taxes against prior owners of your home

  • Unrecorded easements – giving one party the right to enter another party’s property

  • Undisclosed descendents of former owners of your home or the land on which it is situated

  • This copyrighted information is provided courtesy of the Stewart Title Guaranty Company.


Remember…Experience Is Not Expensive….It Is Priceless!

Call Toll Free (888) 707-0121

This copyrighted information is provided courtesy of the Stewart Title Guaranty Company.


Click Here To Order Your Free Relocation Package