Protecting Yourself From Fraud

Everyone needs to be aware of how safe or how unsafe your privacy is. The following  information is provided by by First Capital Bank of Texas, “You need to protect yourself. Please be diligent in monitoring transaction activity on your account and contact us immediately if you identify any fraudulent transactions.”

Here are some additional tips on protecting your self from debit card fraud:

Unless absolutely required for a legitimate business purpose, avoid giving out your:

  • Address and ZIP code
  • Phone number
  • Date of birth
  • Social Security number
  • Card or account number
  • Card expiration date
  • Your PIN is private, never give it out

In stores and at ATMs, always cover your card and PIN, and watch for:

  • Cell phone cameras, mirrors, or other tools used to view cards and PINs
  • People watching your transactions
  • Cashiers taking your card out of sight; take it to the register yourself
  • Any unusual activity at ATMs; if you feel uncomfortable, go to another ATM

Online, you should never respond to unsolicited emails that:

  • Ask you to verify your card or account number; such emails are not sent by legitimate businesses
  • Link to websites; such sites can look legitimate but may collect data or put spy-ware on your computer