Here's a new buzzword in the mortgage industry. Actually, it's two buzzwords: Credit Scoring. In their never-ending search to find an easier way to rate a person's financial ability, mortgage companies are using a new system called credit scoring. When Lenders pull up your credit report, they can look at all of the debt you [...]
Everyone needs to be aware of how safe or how unsafe your privacy is. The following information is provided by by First Capital Bank of Texas, "You need to protect yourself. Please be diligent in monitoring transaction activity on your account and contact us immediately if you identify any fraudulent transactions." Here are some additional [...]
How to reduce your energy use: Unplug the "secret energy addicts" in your home: TVs, VCRs, DVD players, cable TV boxes, computers and printers, video game consoles, microwave ovens and AC adapters for cell phones digital cameras and other electronics. Most electronic equipment, including anything that uses a remote control, is designed to consume energy [...]
Home Security Measures That Don't Break The Bank Think you need to install a state- of-the-art, expensive security system to keep your home safe? Well, think again...... While you can certainly spend thousands of dollars and make your home a virtual fortress you don't have to. You can significantly reduce the threat to your home [...]
Housing Goes "Green" Wherever you turn these days, it seems that someone is talking about "Green", or "Leadership in Energy and Environmental Design (LEED") certified buildings, and "Zero Energy Homes." Each of these share a commitment to reduced energy consumption and the "re-use, repurposing and recycling of materials," "improved indoor air quality" and use of [...]
Its winter time and its better to be safe than sorry. The list below is some indoor projects that will help you prepare for the winter and also help lower your energy bills. INDOOR PROJECTS Have your furnace inspected before the first cold snap. Getting this done early will keep your family warm and safe, [...]